Archive for November, 2009

Those who study current events are largely in agreement that we appear to be reaching a critical tipping point in terms of the environment, economics, geopolitics, and even consciousness. A concerned public – some now openly calling themselves “survivalists” – desire to be more independent and live a more self-sufficient lifestyle. The rise of sustainability and permaculture are direct outcomes of what more and more people perceive to be a sound response to an uncertain global economy.

Permaculture Community in Costa Rica

Permaculture Community in Costa Rica

The epicenter of abundance gone wrong, and misplaced faith in government responsibility (and ability), is North America. Developing countries like Costa Rica have long held an attraction for independent thinkers and those seeking self-sufficiency. Among the developing countries, Costa Rica is the jewel; it is THE top location for more independent living: it is a country with a firmly entrenched history of peace and a wonderful year-round climate that is suitable for an independent lifestyle.

Wind Power in Costa Rica

Wind Power in Costa Rica

The world is provably approaching a peak in its productivity and resource abundance; we have moved over the crest and our supplies are in a phase of rapid dwindling, according to many experts. These experts assert that countries primarily producing electricity by fossil fuels will likely face serious hardships keeping up with the ever-growing demand, especially in light of Peak Oil concerns. These same countries that tend to rely on big-box stores and factory farming with long supply lines will have the hardest time adapting. On the contrary, countries that produce electricity by renewable self-sufficient means will likely be the most desirable locations in which to reside during our painful transition away from fossil fuels.

In the early 90s, Costa Rica discovered oil off the Caribbean coast. At that time the country produced roughly half of its electricity from fossil fuels. The government placed a moratorium on drilling because it was too politically toxic, and the government stated that sustainability would be their new goal. Today, Costa Rica produces over 90% of its electricity through renewable means: hydroelectric, wind, and geothermal sources. Additionally, Costa Rica is at the front of the race to become carbon neutral, with its stated goal of becoming so in 2021.

Geothermal Power Plant

Geothermal Power Plant

Policy aside, the spring-like climate of Costa Rica allows for fresh inexpensive fruits and vegetables all year round. What’s more is that most of the produce is local, so it does not have to be transported long distance; it is usually fresh picked the day of the ferias (farmers markets). By contrast, a pineapple costs more than an entire fast food meal in North America, almost forcing the cash-strapped public to eat the unhealthy alternative. Pineapples rarely cost over $1 at local ferias making eating healthy more affordable, which no doubt contributes to a life expectancy that surpasses The United States.

Farmers Market in Atenas Costa Rica

Farmers Market in Atenas Costa Rica

The variety of edible plants that can be grown in Costa Rica is fantastic . . . and almost intimidating. The majority of Costa Rica soil is volcanic in nature and quite fertile, providing the organic gardener with natural diversity and natural capital. However, insects do remain a challenge to someone new to organic gardening in the tropics. Rest assured though, every local community seems to have its organic experts who still practice what America lost so long ago. New ventures in permaculture have brought in formal institutes and consultants dedicated to sustainable practices that serve to augment Costa Rican tradition.

Permaculture Community in Costa Rica

Permaculture Community in Costa Rica

One of the greatest characteristics of Costa Rica that often goes unmentioned, and is particularly important to “survivalists,” is its localism and sense of community. We all have read about the political neutrality, wonderful people, peaceful culture, and beautiful landscape; but it is Costa Rica’s localism that really makes it special. In our old agricultural town of Atenas you’ll find small barrios (neighborhoods) with independent schools, churches, markets, clinics, hardware stores, fruit stands, soccer fields, bus stops, and much more. Many expats comment that Costa Rica reminds them of America fifty years ago, when there was a sense of community, family farmers, a strong middle class, and thriving local commerce.

Additionally, since the Central Valley is considered to have one of the best climates on the planet, very few homes in the area require heat or air conditioning, thus reducing energy consumption. Furthermore, solar power for hot water and electricity is frequently used in homes, extending one’s ability to be affordably independent.

The government of Costa Rica has been a world leader in conservation, preserving roughly 30% of its landmass. The government has launched many incentives to protect and plant more forests toward its goal of being the world’s first carbon-neutral country. Because Costa Rica has bountiful forests and a healthy rainy season, water tables remain secure in most of the country. Although some areas of Guanacaste have water challenges in the dry season do to high winds, deforestation and development, fresh water is generally abundant.

Reforestation in Costa Rica

Reforestation in Costa Rica

Costa Rica has continually set itself apart as an attractive destination for those seeking independence and tranquility. Costa Rica provides natural abundance and a peaceful atmosphere for one to live self-sufficiently on less income than North America or Europe. Indeed, many expats have already moved or bought property here, and even more are arriving based on their growing concerns over instability in the world. “It sure is a pretty place to ride out a storm,” an American expat proclaimed. And this “storm” may not be quickly passing through. Costa Rica is not only positioned to weather the worst, but it also offers a bounty of proven health and opportunity for those who believe in independence and self-determination.

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If there’s a way to save money, you can bet the insurance companies will be interested . . .

Dental tourism has become increasingly popular lately, especially with consumers feeling the pinch of the recession. Mexican clinics target US patients. Eastern European practices treat British nationals. It’s big business these days, with Latin America, Eastern Europe and Asia offering low-cost dental care to international patients.

We talked recently about how a British company is offering limited dental vacation insurance to protect patients from medical mishaps while they’re out of the country. Well, an American insurance company has now upped the ante!

Based in South Carolina, Companion Life Insurance Co. offers standard insurance products – and now, a little something more for dental patients.

They are adding an “international treatment option” to every one of their US dental plans.

“International Treatment Option”

Here’s what that means: Companion has added three Costa Rica dental clinics to their network.

An offshoot company, Companion Global Dental, will make all travel and treatment arrangements for American patients who want to go to Costa Rica to save money on dental care.

“Do you need dental work? If you’ve priced it lately, it may have come as quite a shock. Companion Global Dental is your gateway to affordable dental care. We give you access to dental services in Costa Rica, where you can get dental care at a fraction of the cost you would at home.”

It’s the standard dental tourism pitch — but this time it’s coming from an American insurance company!

In a press release, Companion Life’s vice president of field marketing, J.C.Preas, said:

“We believe we are the first national dental insurer to provide international travel and care as a value-added option on all of our policies. This option will allow our members to get the dental treatment they need at a credentialed facility, to save significantly on out-of-pocket costs, and even combine an exciting vacation with their dental treatment.”

Doctor, you probably provide excellent quality of care, but you cannot compete with the prices offered by international dentists.

And I know many dentists have no love lost for insurance companies.  But take a moment to imagine: What would happen if all dental insurance companies decided to encourage patients to become dental tourists?

Dental tourism has the potential to change the face of dentistry as we know it. No longer are your competitors located within driving distance… Your competition will be across the entire world.

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A recent Bloomberg article highlights positive comments made by Marco Vinicio Ruiz, Costa Rica’s minister of foreign trade. After a difficult year in 2009 that has seen foreign direct investment fall 30%, Ruiz stated that in 2010, “Companies are ready to go to Costa Rica, they are just waiting for the board to approve that.”

Foreign investment in tourism, ports and telecommunications is the main driver of the Costa Rican currency, the colon. The global recession which resulted in decreased tourism and company freezing of investment funds resulted in more than a 10% slump in the colon.

“Foreign direct investment has the biggest effect on the colon because Costa Rica isn’t dependent on exports of a specific commodity with fluctuating prices,” Ruiz said. New trade agreements with China, Singapore, and the European Union should bolster investment back to the $2 billion level seen in 2008.

The goal, according to Ruiz, is to increase exports via trade agreements to 84%, in order to “send a long-term message, especially in lean times.”

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